Understand your money,
wherever you bank.

A money app built for internationals: connect your bank and finally make sense of your spending, automatically.

Living abroad is hard enough. Your money shouldn’t feel foreign too.

  • Free to start, no card needed
  • Hosted in the EU
  • Read-only bank access, never sold

Up and running in minutes.

1

Connect your bank

Link your bank once through a secure, read-only connection. We never see or store your bank login.

2

Transactions arrive

Every payment shows up on its own, sorted and easy to read, automatically.

3

Understand and plan

See where your money goes, set budgets, and save toward what matters.

Built for the people big finance apps overlook.

Internationals, newcomers, and anyone the system leaves guessing. We’re building the money app for them, and we won’t stop at the first border.

I’m an international living in Germany, and I built MonieTally because I couldn’t make sense of my own bank app. This is the tool I wished existed.
Ayo, Founder

01

Every transaction, accounted for.

Transactions flow in automatically from your bank, the moment they happen, tidied up and easy to read. Add cash by hand whenever you need to.

Tap any entry to see the full story behind it.

02

Patterns you’d miss in a bank statement.

Where your money actually went, by category and trend, with your bank’s merchant names made readable.

The shape of your real life with money.

03

Budgets that breathe with you.

Set monthly limits, watch progress fill in real time, get a quiet nudge before you cross a line.

No guilt-trip notifications. Just calm awareness.

Built to connect the banks you already use

SparkasseN26DKBCommerzbankINGVolksbank

Bank connections go live as we launch. More banks and countries to follow.

Get on the list

Understand your money,
wherever you bank.

Be first when we launch. No spam. We store your email to notify you, nothing more.

Optional, and just the bank name, so we can prioritise it. We never ask for your login, balance, or account number.

Read-only access to your banks, no password storedYour data lives in the EU. Never sold.

Questions

You asked.
Here’s the short version.